Acceptance of Terms

By accessing or using the website and online services of Apex Capital Credit Union, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Eligibility

To use our services, you must be at least 18 years old and capable of forming a binding contract. You must also reside in a jurisdiction where our services are permitted.

Account Security

You are responsible for maintaining the confidentiality of your account credentials, including your password and PIN. You agree to notify us immediately of any unauthorized access to or use of your account.

User Responsibilities

You agree to use our services only for lawful purposes. You must not use our platform to engage in money laundering, fraud, terrorist financing, or any other illegal activity.

Transactions and Limits

We reserve the right to impose limits on the amount and frequency of transactions. All transactions are subject to verification and may be delayed or rejected if they violate our policies or security procedures.

Fees and Charges

Our services may be subject to fees as outlined in our Fee Schedule. We reserve the right to change our fees upon notice to you.

Privacy Policy

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

Termination

We may suspend or terminate your account at any time, with or without cause, including if we suspect you have violated these Terms. You may close your account at any time by contacting support.

Disclaimers and Limitation of Liability

Our services are provided "as is" without warranties of any kind. We are not liable for any indirect, incidental, or consequential damages arising from your use of our services.

Changes to Terms

We may modify these Terms at any time. We will notify you of significant changes. Continued use of the services constitutes acceptance of the modified Terms.

Contact

If you have any questions about these Terms, please contact our Support team.